Financially Fit in 5

5-Minute articles to make your finances
simple, easy, and care-free.

The 7 Best Things to Buy (On Sale) in February

It’s February in New Jersey, and the lawn is snow covered and there’s ice on the driveway. It’s a good time to get your taxes in order, and, after you had your fill of that fun (ha, ha), maybe a bit of shopping if your budget allows. Here’s a list of items which are traditionally…

Read More

College Bucks : Disruption & Innovation in Student Loan Debt Market

Student loan debt reached $1.2 trillion dollars in 2014. Annually, $10 million of Federal Student Loan debt is taken out by students each year. Approximately seventy-five percent of all students who graduate from a 4 year college have student loan debt, and somewhere in the neighborhood of 40 million Americans are currently paying off student…

Read More

IT TAKES A THIEF (OR A HACKER)

Astonishing…Utterly astonishing….That’s the word I would use for the number of attempts to hack into my business website. And, I’m not quite sure why. The LC Group web page is informational only. Since we sell daily money management and personal bookkeeping services and don’t have a checkout cart, I’m not sure I understand the point…

Read More

Why You Need to Understand Medicaid as You Age

I’ve just spent countless hours working on a Medicaid application for a senior citizen who is running out of funds and resides in an assisted living facility. It has been a grueling application, taking hours of work and filled with reams of paperwork. In this third part of Financially Fit in Five’s Senior Series, let’s…

Read More

Medicare Insurance Simplified

Medicare is medical insurance for individuals over 65 who are US Citizens or legal residents. Additionally, to be eligible, the individual must have paid Social Security payroll taxes for 10 years or be a spouse of an individual who has paid those taxes, or the individual must be a government worker who has paid Medicare…

Read More

The Senior Series – Starting the Conversation

After driving a car, giving up the ability to handle your own financial matters is the greatest loss of independence.   It is no wonder we hold onto our financial independence often for longer than we are capable of handling it. It is really hard to open up and talk about money.  It’s personal, very personal,…

Read More

A Wealth of Knowledge – A Summer Reading List

June brings us halfway through the year, and it is the beginning of summer.  Like many of you, I look forward to some “down time” which will be spent enjoying a good read.  As I was looking through various titles, it seemed like a good time to pass along some books on personal finance that…

Read More

The Pay-Off: credit card debt calculators

Ok, so you have credit card debt.  You already know (or at least suspect) that the credit card debt is your number one obstacle to achieving financial success.  Let’s not rehash that you have the debt.  Let’s find a way to pay it off and move forward.  The first step is to gather all the…

Read More
Prev Next